:root{
  --cream:#faf7f2;
  --cream-2:#f2ece1;
  --ink:#101828;
  --ink-2:#1d2939;
  --muted:#667085;
  --line:#e6dfd3;
  --gold:#b9924a;
  --gold-2:#e0c68d;
  --ok:#16794f;
  --warn:#b54708;
  --bad:#b42318;
  --radius:18px;
  --radius-sm:11px;
  --maxw:1140px;
  --shadow:0 10px 30px rgba(16,24,40,.07);
  --shadow-lg:0 26px 64px rgba(16,24,40,.16);
  --serif:"Fraunces",Georgia,"Times New Roman",serif;
  --sans:"Inter",system-ui,-apple-system,"Segoe UI",Roboto,sans-serif;
}
*,*::before,*::after{box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{margin:0;background:var(--cream);color:var(--ink);font-family:var(--sans);font-size:16px;line-height:1.62;-webkit-font-smoothing:antialiased}
body.noscroll{overflow:hidden}
img,svg{display:block;max-width:100%}
h1,h2,h3,h4{font-family:var(--serif);font-weight:700;line-height:1.14;letter-spacing:-.015em;margin:0 0 .5em}
h1{font-size:clamp(2.05rem,4.6vw,3.4rem)}
h2{font-size:clamp(1.6rem,3.1vw,2.4rem)}
h3{font-size:1.12rem;line-height:1.3}
p{margin:0 0 1rem}
a{color:inherit;text-decoration:none}
ul,ol{margin:0;padding:0;list-style:none}
dl,dd,dt{margin:0}
.wrap{width:100%;max-width:var(--maxw);margin:0 auto;padding:0 20px}
.section{padding:clamp(54px,8vw,102px) 0}
.section.alt{background:var(--cream-2)}
.section.dark{background:var(--ink);color:#fff}
.section.dark .lede,.section.dark .micro{color:rgba(255,255,255,.72)}
.center{text-align:center}
.mx{margin-left:auto;margin-right:auto}
.eyebrow{font-size:.71rem;font-weight:600;letter-spacing:.15em;text-transform:uppercase;color:var(--gold);margin:0 0 .7rem}
.lede{font-size:1.05rem;color:var(--muted);max-width:58ch}
.lede.mx{margin-left:auto;margin-right:auto}
.micro{font-size:.81rem;color:var(--muted)}
.head{max-width:640px;margin:0 0 clamp(28px,4vw,52px)}
.head.center{margin-left:auto;margin-right:auto}

/* buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:.5rem;font-family:var(--sans);font-size:.95rem;font-weight:600;padding:.85rem 1.4rem;border:1px solid transparent;border-radius:var(--radius-sm);cursor:pointer;transition:transform .15s ease,box-shadow .15s ease,background .15s ease,opacity .15s ease;text-align:center}
.btn:active{transform:translateY(1px)}
.btn:disabled{opacity:.5;cursor:not-allowed}
.btn-dark{background:var(--ink);color:#fff}
.btn-dark:hover{background:var(--ink-2)}
.btn-gold{background:linear-gradient(180deg,var(--gold-2),var(--gold));color:#2a1e08;box-shadow:0 8px 22px rgba(185,146,74,.32)}
.btn-gold:hover{box-shadow:0 12px 28px rgba(185,146,74,.42)}
.btn-light{background:#fff;color:var(--ink);border-color:var(--line)}
.btn-light:hover{background:var(--cream-2)}
.btn-ghost{background:transparent;color:var(--muted);padding:.7rem .2rem}
.btn-ghost:hover{color:var(--ink)}
.btn-sm{font-size:.86rem;padding:.6rem 1.05rem}
.btn-lg{font-size:1.06rem;padding:1.05rem 1.9rem;border-radius:13px}
.btn-block{width:100%}

/* header */
.site-header{position:sticky;top:0;z-index:40;background:rgba(250,247,242,.9);backdrop-filter:blur(10px);border-bottom:1px solid var(--line)}
.header-inner{display:flex;align-items:center;justify-content:space-between;gap:16px;min-height:70px}
.brand{display:flex;align-items:center;gap:11px}
.brand-mark{display:grid;place-items:center;width:38px;height:38px;border-radius:10px;background:var(--ink);color:var(--gold-2);font-family:var(--serif);font-weight:700;font-size:.95rem;letter-spacing:.02em}
.brand-text{display:flex;flex-direction:column;line-height:1.15}
.brand-text strong{font-family:var(--serif);font-size:1.02rem;font-weight:700}
.brand-text small{font-size:.62rem;letter-spacing:.16em;color:var(--muted)}

/* hero */
.hero{padding:clamp(40px,6vw,84px) 0 clamp(46px,7vw,92px)}
.hero-grid{display:grid;grid-template-columns:1.05fr .95fr;gap:clamp(28px,4vw,64px);align-items:center}
.pill{display:inline-flex;align-items:center;gap:.5rem;font-size:.7rem;font-weight:600;letter-spacing:.12em;text-transform:uppercase;color:var(--ink-2);background:rgba(185,146,74,.13);border:1px solid rgba(185,146,74,.3);padding:.42rem .8rem;border-radius:999px;margin:0 0 1.15rem}
.dot{width:6px;height:6px;border-radius:50%;background:var(--gold)}
.hero h1 em{font-style:italic;color:var(--gold)}
.hero .lede{margin-bottom:1.7rem}
.hero .micro{margin-top:.85rem}
.stats{display:flex;flex-wrap:wrap;gap:26px 40px;margin-top:2.3rem;padding-top:1.7rem;border-top:1px solid var(--line)}
.stats dt{font-family:var(--serif);font-size:1.5rem;font-weight:700}
.stats dd{font-size:.8rem;color:var(--muted)}

/* snapshot card */
.hero-card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:clamp(20px,2.4vw,30px);box-shadow:var(--shadow-lg)}
.card-title{font-size:1.3rem;margin-bottom:.2rem}
.card-sub{font-size:.85rem;color:var(--muted);margin-bottom:1.2rem}
.snapshot{position:relative;border:1px solid var(--line);border-radius:var(--radius-sm);overflow:hidden}
.snapshot-list li{display:flex;align-items:center;gap:12px;padding:14px 15px;border-bottom:1px solid var(--line)}
.snapshot-list li:last-child{border-bottom:0}
.snapshot-list li.locked{opacity:.45}
.ico{flex:0 0 34px;height:34px;display:grid;place-items:center;border-radius:9px;background:var(--cream-2);font-size:.95rem}
.s-body{flex:1 1 auto;min-width:0}
.s-name{font-size:.86rem;font-weight:600;margin:0}
.s-amt{font-family:var(--serif);font-size:1.02rem;font-weight:700;margin:0}
.tag{flex:0 0 auto;font-size:.6rem;font-weight:700;letter-spacing:.09em;text-transform:uppercase;padding:.32rem .55rem;border-radius:999px;background:var(--cream-2);color:var(--muted)}
.tag-gold{background:rgba(185,146,74,.18);color:#7a5c1d}
.tag-dark{position:absolute;top:10px;right:10px;background:var(--ink);color:#fff}

/* trust strip */
.trust{padding:26px 0;border-top:1px solid var(--line);border-bottom:1px solid var(--line);background:var(--cream-2)}
.trust-list{display:flex;flex-wrap:wrap;justify-content:center;gap:14px 34px}
.trust-list li{font-size:.78rem;font-weight:600;letter-spacing:.1em;text-transform:uppercase;color:var(--muted)}

/* report sample */
.report-card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);box-shadow:var(--shadow);padding:clamp(22px,3vw,38px);max-width:720px;margin:0 auto;position:relative}
.gauge{display:flex;align-items:center;gap:20px;padding-bottom:20px;border-bottom:1px solid var(--line);margin-bottom:20px}
.ring{position:relative;width:104px;height:104px;flex:0 0 auto;border-radius:50%;display:grid;place-items:center;background:conic-gradient(var(--gold) calc(var(--pct,53) * 1%),var(--cream-2) 0)}
.ring::after{content:"";position:absolute;inset:9px;background:#fff;border-radius:50%}
.ring-inner{position:relative;z-index:1;text-align:center;line-height:1.05}
.ring-num{font-family:var(--serif);font-size:1.85rem;font-weight:700;display:block}
.ring-of{font-size:.62rem;color:var(--muted);letter-spacing:.06em}
.band{display:inline-block;font-size:.68rem;font-weight:700;letter-spacing:.1em;text-transform:uppercase;padding:.35rem .7rem;border-radius:999px;margin-bottom:.5rem}
.band-bad{background:rgba(180,35,24,.1);color:var(--bad)}
.band-warn{background:rgba(181,71,8,.1);color:var(--warn)}
.band-ok{background:rgba(22,121,79,.1);color:var(--ok)}
.pillars li{display:flex;align-items:center;justify-content:space-between;gap:14px;padding:12px 0;border-bottom:1px dashed var(--line);font-size:.92rem;font-weight:500}
.pillars li:last-child{border-bottom:0}
.pstat{font-size:.66rem;font-weight:700;letter-spacing:.08em;text-transform:uppercase;padding:.3rem .55rem;border-radius:999px;white-space:nowrap}
.pstat.gap{background:rgba(180,35,24,.1);color:var(--bad)}
.pstat.review{background:rgba(181,71,8,.1);color:var(--warn)}
.pstat.good{background:rgba(22,121,79,.1);color:var(--ok)}
.pstat.locked{background:var(--cream-2);color:var(--muted)}

/* generic grids and cards */
.grid{display:grid;gap:clamp(14px,2vw,22px)}
.g2{grid-template-columns:repeat(2,minmax(0,1fr))}
.g3{grid-template-columns:repeat(3,minmax(0,1fr))}
.g4{grid-template-columns:repeat(4,minmax(0,1fr))}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:clamp(20px,2.4vw,28px)}
.card p:last-child{margin-bottom:0}
.card .num{font-family:var(--serif);font-size:1.6rem;font-weight:700;color:var(--gold);display:block;margin-bottom:.4rem}
.card .glyph{width:40px;height:40px;border-radius:11px;background:var(--cream-2);display:grid;place-items:center;font-size:1.05rem;margin-bottom:.9rem}
.card-muted{color:var(--muted);font-size:.94rem}

/* steps */
.step-card{position:relative;background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:clamp(22px,2.6vw,32px)}
.step-badge{display:inline-block;font-size:.65rem;font-weight:700;letter-spacing:.12em;text-transform:uppercase;color:#fff;background:var(--ink);padding:.32rem .65rem;border-radius:999px;margin-bottom:1rem}
.checklist li{display:flex;gap:10px;align-items:flex-start;padding:.4rem 0;font-size:.94rem;color:var(--ink-2)}
.checklist li::before{content:"\2713";color:var(--gold);font-weight:700;flex:0 0 auto}

/* numbered list */
.numbered li{display:flex;gap:14px;align-items:flex-start;padding:15px 0;border-bottom:1px solid var(--line);font-size:.98rem}
.numbered li:last-child{border-bottom:0}
.numbered .n{flex:0 0 28px;height:28px;display:grid;place-items:center;border-radius:50%;background:var(--ink);color:var(--gold-2);font-size:.78rem;font-weight:700}

/* quotes */
.quote{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:clamp(20px,2.4vw,28px);display:flex;flex-direction:column;gap:1rem}
.quote blockquote{margin:0;font-family:var(--serif);font-size:1.02rem;line-height:1.5}
.quote footer{margin-top:auto;display:flex;align-items:center;gap:11px;border-top:1px solid var(--line);padding-top:14px}
.avatar{width:38px;height:38px;border-radius:50%;background:var(--cream-2);display:grid;place-items:center;font-weight:700;font-size:.85rem;color:var(--gold)}
.q-name{font-size:.9rem;font-weight:600}
.q-meta{font-size:.74rem;color:var(--muted)}

/* about */
.about-grid{display:grid;grid-template-columns:.85fr 1.15fr;gap:clamp(24px,4vw,56px);align-items:center}
.about-photo{aspect-ratio:4/5;border-radius:var(--radius);background:linear-gradient(150deg,var(--cream-2),#e2d7c2);display:grid;place-items:center;font-family:var(--serif);font-size:3.4rem;color:var(--gold);border:1px solid var(--line)}

/* final cta */
.cta-inner{background:var(--ink);color:#fff;border-radius:calc(var(--radius) + 6px);padding:clamp(30px,5vw,66px);text-align:center;box-shadow:var(--shadow-lg)}
.cta-inner .lede{color:rgba(255,255,255,.72);margin-left:auto;margin-right:auto}
.cta-actions{display:flex;flex-wrap:wrap;gap:12px;justify-content:center;margin-top:1.6rem}
.cta-strip{display:flex;flex-wrap:wrap;justify-content:center;gap:12px 30px;margin-top:2.2rem;padding-top:1.6rem;border-top:1px solid rgba(255,255,255,.14)}
.cta-strip li{font-size:.8rem;color:rgba(255,255,255,.72)}

/* footer */
.site-footer{border-top:1px solid var(--line);padding:34px 0;background:var(--cream-2)}
.footer-inner{display:flex;flex-wrap:wrap;gap:14px;align-items:center;justify-content:space-between}
.footer-inner p{margin:0;font-size:.8rem;color:var(--muted)}
.footer-links{display:flex;gap:18px}
.footer-links button{background:none;border:0;padding:0;font:inherit;font-size:.8rem;color:var(--muted);cursor:pointer;text-decoration:underline}

/* overlay / quiz */
.overlay{position:fixed;inset:0;z-index:60;background:var(--cream);display:none;overflow-y:auto}
.overlay.open{display:block}
.ov-top{position:sticky;top:0;background:rgba(250,247,242,.94);backdrop-filter:blur(8px);border-bottom:1px solid var(--line);padding:14px 0}
.ov-top-inner{display:flex;align-items:center;gap:16px}
.ov-close{flex:0 0 auto;width:34px;height:34px;border-radius:50%;border:1px solid var(--line);background:var(--cream-2);cursor:pointer;font-size:1rem;line-height:1;color:var(--ink-2)}
.ov-close:hover{background:#fff}
.ov-label{font-size:.7rem;font-weight:700;letter-spacing:.13em;text-transform:uppercase;color:var(--muted);white-space:nowrap}
.ov-bars{display:flex;gap:5px;flex:1 1 auto}
.ov-bars span{height:4px;flex:1 1 0;border-radius:99px;background:var(--line)}
.ov-bars span.on{background:var(--ink)}
.ov-body{max-width:660px;margin:0 auto;padding:clamp(32px,7vh,76px) 20px 90px}
.q-title{font-size:clamp(1.4rem,3.2vw,2rem);margin-bottom:.35em}
.q-hint{font-size:.9rem;color:var(--muted);margin:-.1rem 0 1.4rem}
.options{display:flex;flex-direction:column;gap:10px}
.option{display:flex;align-items:center;justify-content:space-between;gap:14px;width:100%;text-align:left;background:#fff;border:1px solid var(--line);border-radius:var(--radius-sm);padding:1rem 1.1rem;font:inherit;font-size:.97rem;cursor:pointer;transition:border-color .12s ease,background .12s ease,box-shadow .12s ease}
.option:hover{border-color:var(--ink-2);box-shadow:var(--shadow)}
.option .box{flex:0 0 auto;width:20px;height:20px;border-radius:6px;border:1.5px solid var(--line);display:grid;place-items:center;font-size:.7rem;color:transparent}
.option.on{background:rgba(185,146,74,.09);border-color:var(--gold)}
.option.on .box{background:var(--ink);border-color:var(--ink);color:#fff}
.field{margin-bottom:1.05rem}
.label{display:block;font-size:.68rem;font-weight:700;letter-spacing:.12em;text-transform:uppercase;color:var(--muted);margin-bottom:.45rem}
.input{width:100%;background:#fff;border:1px solid var(--line);border-radius:var(--radius-sm);padding:.95rem 1rem;font:inherit;font-size:1rem;color:var(--ink)}
.input:focus{outline:2px solid rgba(185,146,74,.45);outline-offset:1px;border-color:var(--gold)}
.input-group{display:flex;align-items:stretch;border:1px solid var(--line);border-radius:var(--radius-sm);background:#fff;overflow:hidden}
.input-group .prefix{display:grid;place-items:center;padding:0 .95rem;background:var(--cream-2);font-weight:600;font-size:.95rem;color:var(--ink-2);border-right:1px solid var(--line)}
.input-group .input{border:0;border-radius:0}
.input-group .input:focus{outline-offset:-2px}
.row2{display:grid;grid-template-columns:1fr 1fr;gap:12px}
.consent{display:flex;gap:11px;align-items:flex-start;background:var(--cream-2);border:1px solid var(--line);border-radius:var(--radius-sm);padding:.95rem 1rem;font-size:.87rem;color:var(--ink-2);margin:1.2rem 0}
.consent input{margin-top:.25rem;width:17px;height:17px;flex:0 0 auto;accent-color:var(--gold)}
.consent a{text-decoration:underline}
.nav-row{display:flex;align-items:center;justify-content:space-between;gap:14px;margin-top:1.5rem}
.err{background:rgba(180,35,24,.08);border:1px solid rgba(180,35,24,.28);color:var(--bad);border-radius:var(--radius-sm);padding:.7rem .9rem;font-size:.87rem;margin-bottom:1rem}
.hidden{display:none !important}
.spin{width:16px;height:16px;border:2px solid rgba(0,0,0,.2);border-top-color:currentColor;border-radius:50%;animation:sp .7s linear infinite}
@keyframes sp{to{transform:rotate(360deg)}}
.loading-wrap{text-align:center;padding:60px 0}
.loading-wrap .spin{margin:0 auto 18px;width:26px;height:26px}

/* results */
.res-head{text-align:center;margin-bottom:26px}
.rec-list{display:flex;flex-direction:column;gap:10px;margin:22px 0}
.rec{display:flex;align-items:center;gap:14px;background:#fff;border:1px solid var(--line);border-radius:var(--radius-sm);padding:15px 16px}
.rec .s-amt{font-size:1.18rem}
.next{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:clamp(20px,2.6vw,28px);margin-top:24px}
.disclaimer{font-size:.76rem;color:var(--muted);margin-top:20px;line-height:1.55}

/* modal */
.modal{position:fixed;inset:0;z-index:80;background:rgba(16,24,40,.55);display:none;align-items:center;justify-content:center;padding:20px}
.modal.open{display:flex}
.modal-card{background:#fff;border-radius:var(--radius);max-width:620px;width:100%;max-height:82vh;overflow-y:auto;padding:clamp(22px,3vw,34px);box-shadow:var(--shadow-lg)}
.modal-card h3{font-size:1.35rem}
.modal-card p,.modal-card li{font-size:.92rem;color:var(--ink-2)}
.modal-card ul{list-style:disc;padding-left:1.2rem;margin-bottom:1rem}
.modal-card ul li{margin-bottom:.4rem}

@media (max-width:900px){
  .hero-grid,.about-grid{grid-template-columns:1fr}
  .g4{grid-template-columns:repeat(2,minmax(0,1fr))}
  .g3{grid-template-columns:1fr}
  .about-photo{max-width:320px}
}
@media (max-width:640px){
  .g2,.g4,.row2{grid-template-columns:1fr}
  .stats{gap:18px 26px}
  .gauge{flex-direction:column;align-items:flex-start}
  .brand-text small{display:none}
}
@media (prefers-reduced-motion:reduce){*{animation:none !important;transition:none !important}html{scroll-behavior:auto}}